Rates

Rates

Rates Accurate as of April 4, 2014.


APY = Annual Percentage Yield.

Personal Checking and Savings Accounts

AccountTierMin. Opening DepositInterest RateAPY
Senior CheckingAll Balances$100.000.10%0.10%
Interest CheckingAll Balances$100.000.10%0.10%
Regular SavingsAll Balances$100.000.15%0.15%
Money MarketUnder $100,000$100.000.15%0.15%
$100,000 to under $250,000$100.000.35%0.35%
$250,000 and over$100.000.60%0.60%

Business Checkings and Savings Accounts

AccountTierMin. Opening DepositInterest RateAPY
Business Interest CheckingAll Balances$100.000.10%0.10%
Attorney Client Trust Account (IOLTA)

*Same as Tiered Bus MMK Rate

All Balances$100.00
Business Money MarketUnder $100,000$100.000.15%0.15%
$100,000 to under $250,000$100.000.35%0.35%
$250,000 and over$100.000.60%0.60%

Certificates of Deposit

AccountMin. Opening DepositInterest RateAPY
1 Month$2,500.000.20%0.20%
3 Month$2,500.000.25%0.25%
6 Month$2,500.000.30%0.30%
9 Month$2,500.000.40%0.40%
1 Year$2,500.000.45%0.45%
18 Month$2,500.000.50%0.50%
2 Year$2,500.000.55%0.55%
3 Year$2,500.000.60%0.60%
4 Year$2,500.000.70%0.70%
5 Year$2,500.000.80%0.80%

Interest rates (Excluding CDs) are variable and may change after the account is open (as often as daily without prior notice).


For CDs, there may be an early withdrawal penalty assessed. This penalty and other fees may reduce earnings. To obtain the Annual Percentage Yield disclosed, you must maintain a minimum balance of $2,500.00 in the account each day.


Fees on Accounts may reduce earnings.