Rates

Rates

Rates Accurate as of April 4, 2014.


APY = Annual Percentage Yield.

Personal Checking and Savings Accounts

AccountTierMin. Opening DepositInterest RateAPY
Senior CheckingAll Balances$100.000.10%0.10%
Interest CheckingAll Balances$100.000.10%0.10%
Regular SavingsAll Balances$100.000.15%0.15%
Money MarketUnder $100,000$100.000.15%0.15%
$100,000 to under $250,000$100.000.35%0.35%
$250,000 and over$100.000.60%0.60%

Business Checkings and Savings Accounts

AccountTierMin. Opening DepositInterest RateAPY
Business Interest CheckingAll Balances$100.000.10%0.10%
Attorney Client Trust Account (IOLTA)

*Same as Tiered Bus MMK Rate

All Balances$100.00
Business Money MarketUnder $100,000$100.000.15%0.15%
$100,000 to under $250,000$100.000.35%0.35%
$250,000 and over$100.000.60%0.60%

Certificates of Deposit

AccountMin. Opening DepositInterest RateAPY
1 Month$2,500.000.20%0.20%
3 Month$2,500.000.25%0.25%
6 Month$2,500.000.30%0.30%
9 Month$2,500.000.40%0.40%
1 Year$2,500.000.45%0.45%
18 Month$2,500.000.50%0.50%
2 Year$2,500.000.55%0.55%
3 Year$2,500.000.60%0.60%
4 Year$2,500.000.70%0.70%
5 Year$2,500.000.80%0.80%

Individual Retirement Accounts

AccountMin. Opening DepositInterest RateAPY
1 Month IRA & Keogh$2,500.000.20%0.20%
3 Month IRA & Keogh$2,500.000.25%0.25%
6 Month IRA & Keogh$2,500.000.30%0.30%
9 Month IRA & Keogh$2,500.000.40%0.40%
1 Year IRA & Keogh$2,500.000.45%0.45%
18 Month IRA & Keogh$2,500.000.50%0.50%
2 Year IRA & Keogh$2,500.000.55%0.55%
3 Year IRA & Keogh$2,500.000.60%0.60%
4 Year IRA & Keogh$2,500.000.70%0.70%
5 Year IRA & Keogh$2,500.000.80%0.80%

Interest rates (Excluding CDs & IRAs) are variable and may change after the account is open (as often as daily without prior notice).


For CDs & IRAs there may be an early withdrawal penalty assessed. This penalty and other fees may reduce earnings. To obtain the Annual Percentage Yield disclosed, you must maintain a minimum balance of $2,500.00 in the account each day.


Fees on Accounts may reduce earnings.