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Current Interest Rates Effective October 30, 2008
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Consumer
Checking and Savings Accounts
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Account
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Min
Opening Deposit
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Min
Bal to Earn Interest
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Rate
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APY
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| Senior Account | $100.00 | 0 | .25% | .25% | | High Yield Interest Checking | $1000.00 | $2500.00 | 1.00% | 1.01% | | Personal Savings | $1000.00 | 0 | .25% | .25% | | Personal Money Market - $2500.00 - $24999.99 | 0 | $2500.00 | .25% | .25% | | Personal Money Market - $25000.00 - $49999.99 | 0 | $25000.00 | .25% | .25% | | Personal Money Market - $50000.00 - $99999.99 | 0 | $50000.00 | .50% | .50% | | Personal Money Market - $100000.00 - $249999.99 | 0 | $100000.00 | .75% | .75% | | Personal Money Market - $250000.00 - $499999.99 | 0 | $250000.00 | 1.00% | 1.01% | | Personal Money Market - $500000.00+ | 0 | $500000.00 | 1.00% | 1.01% |
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Business
Checking and Savings Accounts
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Account
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Min
Opening Deposit
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Min
Bal to Earn Interest
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Rate
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APY
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| Business High Yield Interest Checking | $1000.00 | $2500.00 | 1.00% | 1.01% | | Non-Profit Checking | $1000.00 | $1000.00 | .25% | .25% | | Attorney Client Trust (IOLTA) | 0 | 0 | .25% | .25% | | Business Money Market-$2500.00 - $24999.99 | $2500.00 | $2500.00 | .25% | .25% | | Business Money Market- $25000.00 - $49999.99 | 0 | $25000.00 | .25% | .25% | | Business Money Market-$50000.00 - $99999.99 | 0 | $50000.00 | .50% | .50% | | Business Money Market-$100000.00 - $249999.99 | 0 | $100000.00 | .75% | .75% | | Business Money Market-$250000.00 - $499999.99 | 0 | $250000.00 | 1.00% | 1.01% | | Business Money Market-$500000.00+ | 0 | $500000.00 | 1.00% | 1.01% |
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CD
Rates
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10/30/2008
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Account
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Min
Opening Deposit
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Min
Bal to Earn Interest
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Rate
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APY
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| 1 Month | $2500.00 | 0 | 2.00% | 2.02% | | 3 Month | $2500.00 | 0 | 2.25% | 2.27% | | 6 Month | $2500.00 | 0 | 2.50% | 2.53% | | 9 Month | $2500.00 | 0 | 2.75% | 2.79% | | 1 Year | $2500.00 | 0 | 3.00% | 3.05% | | 18 Months | $2500.00 | 0 | 3.15% | 3.20% | | 2 Year | $2500.00 | 0 | 3.25% | 3.30% | | 3 Year | $2500.00 | 0 | 3.30% | 3.36% | | 4 Year | $2500.00 | 0 | 3.40% | 3.46% | | 5 Year | $2500.00 | 0 | 3.50% | 3.56% |
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IRA
Rates
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10/30/2008
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Account
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Min
Opening Deposit
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Min
Bal to Earn Interest
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Rate
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APY
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| 1 Month IRA & Keogh | $2500.00 | 0 | 2.00% | 2.02% | | 3 Month IRA & Keogh | $2500.00 | 0 | 2.25% | 2.27% | | 6 Month IRA & Keogh | $2500.00 | 0 | 2.50% | 2.53% | | 9 Month IRA & Keogh | $2500.00 | 0 | 2.75% | 2.79% | | 1 Year IRA & Keogh | $2500.00 | 0 | 3.00% | 3.05% | | 18 Month IRA & keogh | $2500.00 | 0 | 3.15% | 3.20% | | 2 Year IRA & Keogh | $2500.00 | 0 | 3.25% | 3.30% | | 3 Year IRA & Keogh | $2500.00 | 0 | 3.30% | 3.36% | | 4 Year IRA & Keogh | $2500.00 | 0 | 3.40% | 3.46% | | 5 Year IRA & Keogh | $2500.00 | 0 | 3.50% | 3.56% |
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Annual Percentage Yield (APY) is accurate as of 10/30/2008. Interest rates (Excluding CDs & IRAs) are variable and may change after the account is open (as often as daily without prior notice).
For CDs & IRAs there may be an early withdrawal penalty assessed.
This penalty and other fees may reduce the APY.
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