| Demo: |
|
|
| Rates
|
Security First Bank offers a wide variety of CD terms with competitive rates. To open your account or for information on our accounts, stop by our new location at Palm and Nees or call 559-225-1700.
Current Interest Rates & Annual Percentage Yields Effective January 17, 2012
| Personal Checking and Savings Accounts |
| Account |
Tier |
Min. Opening Deposit |
Interest Rate |
Annual Percentage Yield |
| Senior Account |
|
$100.00 |
0.15% |
0.15% |
| High Yield Interest Checking |
|
$1,000.00 |
0.15% |
0.15% |
| Personal Savings |
|
$100.00 |
0.50% |
0.50% |
| Personal Money Market |
$0.01 to $24,999.99 |
$2,500.00 |
0.15% |
0.15% |
| $25,000 to $49,999.99 |
$2,500.00 |
0.15% |
0.15% |
| $50,000 to $99,999.99 |
$2,500.00 |
0.30% |
0.30% |
| $100,000 to $249,999.99 |
$2,500.00 |
0.50% |
0.50% |
| $250,000 to $499,999.99 |
$2,500.00 |
0.50% |
0.50% |
| $500,000 and over |
$2,500.00 |
0.50% |
0.50% |
| Business Checking and Savings Accounts |
| Account |
Tier |
Min. Opening Deposit |
Interest Rate |
Annual Percentage Yield |
| Business Interest Checking |
|
$1,000.00 |
0.15% |
0.15% |
| Non-Profit Checking |
|
$1,000.00 |
0.15% |
0.15% |
| Attorney Client Trust Account(IOLTA) *Same as Tiered Bus MMK Rate |
|
$100.00 |
* |
* |
| Business Money Market |
$0.01 to $24,999.99 |
$2,500.00 |
0.15% |
0.15% |
| $25,000 to $49,999.99 |
$2,500.00 |
0.15% |
0.15% |
| $50,000 to $99,999.99 |
$2,500.00 |
0.30% |
0.30% |
| $100,000 to $249,999.99 |
$2,500.00 |
0.50% |
0.50% |
| $250,000 to $499,999.99 |
$2,500.00 |
0.50% |
0.50% |
| $500,000 and over |
$2,500.00 |
0.50% |
0.50% |
| Certificates of Deposit |
| Account |
Min. Opening Deposit |
Interest Rate |
Annual Percentage Yield |
| 1 Month |
$2,500.00 |
0.25% |
0.25% |
| 3 Month |
$2,500.00 |
0.30% |
0.30% |
| 6 Month |
$2,500.00 |
0.35% |
0.35% |
| 9 Month |
$2,500.00 |
0.50% |
0.50% |
| 1 Year |
$2,500.00 |
0.60% |
0.60% |
| 18 Month |
$2,500.00 |
0.65% |
0.65% |
| 2 Year |
$2,500.00 |
0.85% |
0.85% |
| 3 Year |
$2,500.00 |
0.95% |
0.95% |
| 4 Year |
$2,500.00 |
1.15% |
1.16% |
| 5 Year |
$2,500.00 |
1.40% |
1.41% |
Individual Retirement Accounts
|
| Account |
Min. Opening Deposit |
Interest Rate |
Annual Percentage Yield |
| 1 Month IRA & Keogh |
$2,500.00 |
0.25% |
0.25% |
| 3 Month IRA & Keogh |
$2,500.00 |
0.30% |
0.30% |
| 6 Month IRA & Keogh |
$2,500.00 |
0.35% |
0.35% |
| 9 Month IRA & Keogh |
$2,500.00 |
0.50% |
0.50% |
| 1 Year IRA & Keogh |
$2,500.00 |
0.60% |
0.60% |
| 18 Month IRA & Keogh |
$2,500.00 |
0.65% |
0.65% |
| 2 Year IRA & Keogh |
$2,500.00 |
0.85% |
0.85% |
| 3 Year IRA & Keogh |
$2,500.00 |
0.95% |
0.95% |
| 4 Year IRA & Keogh |
$2,500.00 |
1.15% |
1.16% |
| 5 Year IRA & Keogh |
$2,500.00 |
1.40% |
1.41% |
Annual Percentage Yield (APY) is accurate as of 1/17/2012. Interest rates (Excluding CDs & IRAs) are variable and may change after the account is open (as often as daily without prior notice). Fees on Accounts may reduce earnings.
For CDs & IRAs there may be an early withdrawal penalty assessed. This penalty and other fees may reduce earnings. To obtain the Annual Percentage Yield disclosed, you must maintain a minimum balance of $2,500.00 in the account each day. Fees on Accounts may reduce earnings.
|
|