Security First Bank Fresno, CA : Business & Commercial Bank serving Fresno & San Joaquin Valley

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Commercial Loans

Security First Bank offers a full range of commercial loan programs customized for your business or individual investment needs. We pride ourselves with the ability to “step out of the box” and customize many commercial loan programs. Inquire about any of our commercial lending programs by contacting us today.

Type of Loan	Uses
Business Loans	Working Capital (Revolvers) Permanent Working Capital (Term) Equipment or Vehicle Purchases Acquisition Purposes Debt Refinance Inventory or Materials Accounts Receivable Standby Letters of Credit General Business Opportunities

HealthCare/Professional Practice Loans	Accounts Receivable Financing Practice Expansion Tenant Improvements or Renovations Debt Consolidation Start-Up Costs and Working Capital

Agricultural Loans and Lines	Crop Production (Seasonal) Farm Land Purchases Equipment Purchasing Breeding Livestock

Commercial Real Estate (CRE) Loans (Construction & Permanent Mortgage Options)	Refinance of existing loan Construction/Acquisition of a new building Real Estate Development Leasehold Improvements Owner-Occupied Real Estate Retail Strip and Small Shopping Center Financing Apartment and Condominium Purchase Office Building Financing Mixed Use Property Light Industrial, Manufacturing, Distribution and Facility Financing Bridge Financing

Small Business Administration Financing	Security First Bank is an approved SBA lender. Many of the options above can be facilitated through the Small Business Administration loan program. Contact a lender today.

Security First Bank. Member FDIC. Equal Housing Lender

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term "non-interest bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

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